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Tibet Travel Insurance: An Indispensable Part of Your Tibet Tour

January,10 2019 BY Master Kungga Dundruk 0 COMMENTS

Traveling in Tibet is no like nowhere else. The high altitude (above 4000m on average), thin air, and erratic weather on Tibetan Plateau requires you to take more care when travelling in this “physically tormenting, yet visually pleasing” destination.

To ensure our clients a safe and hassle-free travel experience in Tibet, We cooperate with People's Insurance Company of China. and ingeniously customize an high-value high altitude travel Insurance for our clients, which literally covers against all the accidents that might occur during your stay in Tibet.

High Altitude Travel Insurance Brief

Items plan1 plan2 plan3
Insurance Covers 意外身故/残疾/烧伤
Accidental death/disability/burn
Max.46000 USD Max.76000 USD Max.123000 USD
急性病身故
Acute illness
Max.23000 USD Max.46000 USD Max.76000 USD
意外医疗及急性病医疗
Accidental and acute medical care
Max. 7000 USD Max. 12000 USD Max. 15000 USD
意外住院津贴
Accidental hospital allowance
5 USD /day 8 USD /day 8 USD /day
医疗运送或运返
Medical delivery or return/td>
Max.7000 USD Max.15000 USD Max.23000 USD
身故遗体运返
Dead body returns
Max.1000 USD Max.2000 USD Max.3000 USD
丧葬费用
Funeral expenses
Max.1,500 USD Max.2,300 USD Max.3,000 USD

The above information is for reference only. The method and amount of compensation shall be based on the terms of the insurance company and apply the laws of China. These apply only to accidents occurring in the People's Republic of China.

Insider Tips:

Normally we include the Plan 1 into our package price. If you prefer to buy Plan 2 or Plan 3, you may consult our travel consultants for the price of the insurance coverage.

Our contract with you includes a Personal Travel Accident Insurance(in Chinese旅游意外伤害保险) bought from People's Insurance Company of China. When the agreed insurance accident happens according to the insurance contract, People's Insurance Company of China. will compensate for your corresponding loss; but the exact compensation amount and proportion cannot be ascertained before ratification by the according staff of the insurance company.

We, Tibet Vista, only take charge of the assistance with the insurance company to research, compensate and supervise whether the compensation is properly issued or not, instead of any other responsibility and compensation except those stated in the insurance contract with the insurance company. Any controversy can only resort to the Insurance Law of the People's Republic of China and relevant laws.

The insurance only covers accidents happening from the beginning of the tour organized by our agency to the end of the tour. We do not provide insurance against the loss beyond the trip arranged by us. In addition, if the insured terminates the trip organized by our agency unilaterally, the insurance period is terminated, too.

Note: The right to interpret is reserved by People's Insurance Company of China.

For Chinese Citizen, the maximum compensation is RMB100,000 yuan based on Personal Travel Accident Insurance purchased from People's Insurance Company of China. For the insured under sixteen years old, including sixteen, the maximum compensation is RMB50,000 yuan.(The right to interpret is also reserved by People's Insurance Company of China.)

Please pay attention to the escape clause based on Personal Travel Accident Insurance offered by People's Insurance Company of China.(The right to interpret is also reserved by People's Insurance Company of China.) The travel insurance policies may not provide cover if an incident occurred while under the influence of alcohol or drugs and so on.

Although we take all precautions to prevent you from any possible danger, there are still safety problems out of our control arising sometimes. We strongly advice you to purchase your own insurance as the complement of the tour insurance provided by our company.

Master Kungga Dundruk

About the Author - Master Kungga Dundruk

The Lhasa-born prodigy used to study business overseas, and got his Bachelor of Business in Nepal and India before moving back to his homeland.With pure passion for life and unlimited love for Tibet, Kunga started his guide career as early as 1997.

Responsible, considerate and humorous, he devoted his entire life guiding and serving international tourists travelling in Tibet.As a legendary Tibetan travel guru with 20-year pro guide experience , he once had an exclusive interview with the US media. Currently he is working in Tibet Vista as the Tour Operating Director. Whenever our clients run into troubles, he is your first call and will offer prompt support.

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