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Our contract with you includes a Personal Travel Accident Insurance(in Chinese旅游意外伤害保险) bought from Ping An Insurance (Group) Company of China, Ltd. When the agreed insurance accident happens according to the insurance contract, Ping An Insurance (Group) Company of China, Ltd. will compensate for your corresponding loss; but the exact compensation amount and proportion cannot be ascertained before ratification by the according staff of the insurance company. CITS only takes charge of assistance with the insurance company to research, compensate and supervise whether the compensation is properly issued or not, instead of any other responsibility and compensation except those stated in the insurance contract with the insurance company. Any controversy can only resort to the Insurance Law of the People's Republic of China and relevant laws.
The insurance only covers accidents happening from the beginning of the tour organized by our agency to the end of the tour. Our company dose not provide insurance out of the trip arranged by us. In addition, if the insured terminates the trip organized by our agency by themselves, the insurance period is terminated, too.
The following is the maximum compensation based on Personal Travel Accident Insurance offered by Ping An Insurance (Group) Company of China, Ltd.
|
Age of the Insured |
Days of the Tour | Insurance for Accidental Disability or Death | Medical Insurance | Insurance for Remains Repatriation | Insurance for Death Caused by Acute Disease |
|
Over sixteen years old |
Not more than 30 days |
RMB 250,000 yuan |
RMB 25,000 yuan |
RMB 25,000 yuan |
RMB 5,000 yuan |
|
Under sixteen years old, including sixteen |
Not more than 30 days |
RMB 50,000 yuan |
RMB 25,000 yuan |
RMB 25,000 yuan |
RMB
5,000 yuan |
For Chinese Citizen, the maximum compensation is RMB100,000 yuan based on Personal Travel Accident Insurance purchased from Ping An Insurance (Group) Company of China, Ltd. For the insured under sixteen years old, including sixteen, the maximum compensation is RMB50,000 yuan.(The right to interpret is also reserved by Ping An Insurance (Group) Company of China, Ltd.)
Please pay attention to the escape clause based on Personal Travel Accident Insurance offered by Ping An Insurance (Group) Company of China, Ltd.(The right to interpret is also reserved by Ping An Insurance (Group) Company of China, Ltd.) The travel insurance policies may not provide cover if an incident occurred while under the influence of alcohol or drugs and so on.
Although we take all precautions to prevent you from any possible danger, there are still safety problems out of our control arising sometimes. We strongly advice you to purchase your own insurance as the complement of the tour insurance provided by our company.
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